As the Reserve Bank of India (RBI) prepares to announce its Monetary Policy Committee (MPC) decision, stakeholders across the real estate sector are largely expecting the central bank to maintain the repo rate at its current level of 5.25%. Industry leaders believe that a stable interest-rate environment will help sustain housing demand, support buyer confidence, and provide much-needed certainty amid ongoing global economic and geopolitical uncertainties.
Amit Modi, Director, County Group, said, “Since the past few years, we have been witnessing strong growth in the segments of luxury and premium housing due to higher expectations, high levels of disposable income, and demand for quality lifestyle choices. The policy rate maintained by the RBI is expected to remain constant during the upcoming policy cycle as it helps in solidifying growth gained since the past few quarters. Although the buyers who invest in premium housing are not too much concerned about interest rates, stability in the policy environment becomes important for growth and confidence in the economy. Inflation risks due to global factors need to be balanced by the RBI.”
Prateek Tiwari, Managing Director, Prateek Group, said, “Given the current macroeconomic environment, the expectation from the upcoming policy remains largely balanced. Even if the MPC maintains the repo rate at current levels, it could create room for a more accommodative stance in the coming quarters. In markets like Noida and Greater Noida, where end-user demand continues to remain strong, particularly in premium housing, even a modest easing in borrowing costs is likely to support affordability and strengthen overall residential absorption in the months ahead.”
Yash Miglani, Managing Director, Migsun Group, said, “Although there are growing concerns around the world, we do not see the RBI reducing or increasing the repo rate from 5.25. Though housing sales have been stable throughout the year, affordability has played a crucial role for home buyers, especially in Tier-II cities and micro markets. With stable interest rates playing an important role behind the sustained growth in demand, the decision not to make any changes would help maintain this positive trend. In a scenario where there are rising crude prices and global tension, the decision of policy stability would help maintain confidence amongst consumers and businesses alike.”
Gurpal Singh Chawla, TREVOC Group, says, “The real estate sector will be closely watching the RBI’s upcoming policy decision, particularly amid the global economic scenario. Over the last few quarters, the premium residential segment has demonstrated resilient demand backed by infrastructure expansion, improving consumption patterns, and rising preference for quality developments. A stable interest rate environment or any supportive policy measure is likely to strengthen overall market confidence further.”
Mohit Gawri, Vice President, Rise Infraventures Limited, said,”While the forthcoming MPC meeting is crucial not just from the point of view of borrowers but also as far as investors looking at long-term investment prospects in the real estate sector are concerned, current market expectations are that of no change in rates. We feel that an announcement in that line will definitely bring much needed clarity at a time when there are a lot of global uncertainties. The absorption capacity of residential projects in NCR and other major cities has shown robustness. It becomes much easier to plan when there is stability in interest rates.”
Harvinder Singh Sikka, Chairman, Sikka Group, said, “The market is largely expecting the RBI to keep the repo rate unchanged, and we believe such a move would support overall economic confidence. The real estate sector has continued to witness healthy demand, particularly in well-connected micro-markets backed by infrastructure development. Stability in monetary policy provides a favourable environment for long-term investments and helps maintain positive sentiment among homebuyers. We expect the central bank to strike a balanced approach between growth and inflation management while ensuring continuity in economic momentum.”
Goldi Arora, Co-founder & Managing Director of Property Master, says, “The broader expectation from the upcoming MPC meeting is around maintaining policy continuity, which would be a reassuring signal for the real estate sector. From a market perspective, stability in interest rates plays an important role in sustaining confidence across both residential and commercial segments. In housing, predictable borrowing costs help support steady end-user demand and improve purchase planning, particularly among first-time homebuyers. On the commercial side, a stable rate environment supports business confidence, long-term leasing decisions, and institutional investment activity. We are increasingly witnessing stronger alignment towards quality, income-generating assets, making policy stability a key factor in maintaining overall market momentum.”
Kushagr Ansal, Director & CEO, Ansal Housing, said, “We expect the RBI to maintain the current repo rate in the upcoming MPC meeting. At a time when the economy is navigating global uncertainties, policy stability remains important for sustaining consumer confidence and investment sentiment. The residential real estate sector has demonstrated strong resilience, supported by infrastructure-led growth and rising aspirations among homebuyers. A stable interest-rate environment will help maintain market momentum and provide greater visibility for both buyers and developers in the months ahead.”